Multi-faceted information technology professional with more than 20 years of extensive experience in different industries and business segments, financial services (conventional, Islamic), conglomerate, real estate, consulting/advisory services, and software services, attaining 15 years experience as a Chief Information Officer (CIO) and CXO advisor in leading organisations in GCC. Demonstrated success leading and fostering teams in completing major business and digital transformation programs conforming to unique and challenging goals and timelines while keeping Customer Experience CX and Innovations as a key pillar. Solid background and knowledge in Technology, different business industries, financial services as well as strategic management. Charted success in constructing the IT organization and systems of four financial services start-ups (Banks) in MENA as well the first conversion ever for conventional to Islamic Bank. Nominated as one of the top 50 CIOs in the Middle East at the IDC CIO Summit 2021, top 50 Digital leaders in Middle East CXO50 by CXO insights Middle east in 2020, top 50 CIOs in the Middle East by CNME magazine in 2012, and as Manchester Business School Distinguished Ambassador of the Middle East Centre where obtained MBA degree focusing on strategy management. Distinguished speaker at major regional and international conferences about Fintech, Proptech, and disruptive technologies: Open Banking & Finance, Blockchain & Digital Assets, CBDC, AI/ML, IoT, and Big Data, as well one of the main Fintech and Digital Banking contributors in the Middle East, and member of the Arab Monetary Fund (AMF) Fintech Working Group (FWG). Proven technology leader equipped with advanced communication and interpersonal skills, fluent in both English and Arabic. Technically proficient in multiple back-office solutions, core banking, ERP, and digital solutions spanning across different industries spanning across different industries